Reza Ghiabi helped the 200,000 billion IRR tripartite agreement between Digipay, Digikala and Postbank of Iran

According to a tripartite memorandum, a credit equivalent to 200,000 billion Rials will be provided to the users of Postbank, Digi and Digikala to provide instalment purchase conditions and microcredit. In this partnership, Postbank will provide credit financing, Digipay will facilitate and give the credit allocation process, and Digikala will offer an online shopping platform for users.

According to the Post Bank of Iran website, the signing ceremony of the tripartite memorandum of understanding between Digipay, Digikala and Postbank to provide credit to the users of all three collections was held on Thursday, May 20, at the Inotex International Exhibition located in Pardis Technology Park.

Providing and allocating credit to users applying for microloans, without the need for a guarantor, the possibility of buying users in instalments from Digikala and focusing on credit to users in rural areas, small towns and low-income areas are among the goals of this cooperation.

According to this tripartite memorandum, a credit equivalent to 200,000 billion rials will be provided to the users of Postbank, Digipay and Digikala to provide instalment purchase conditions and microcredits. In this partnership, Postbank will provide credit financing, Dihipi will facilitate and give the credit allocation process, and Digikala will offer an online shopping platform for users.

The event was attended by Hooman Amini, CEO of Digipay, Hamid Mohammadi, CEO and co-founder of Digikala, Behzad Shiri, CEO of Postbank, Alireza Sefidpour, General Manager of Business Development of Digipay Credit Services, Reza Ghiabi, Advisor to the Post Bank and Dr Abbasi, Executive Secretary شد.

Behzad Shiri, CEO of Postbank, referring to the digital developments in today’s electronic platform, said: “Our country is rapidly seeking to develop these services and is one of the providers of this digital platform. By signing this memorandum, we will have the opportunity to develop electronic sales.” “Let’s develop the goods in the cities and accordingly in the villages.”

“With this cooperation, we can provide valuable services to the people of the country in cities and villages,” said the CEO of Postbank of Iran, emphasizing the capacity of Postbank to provide electronic services.

“One of the indicators of the development of countries is the penetration of e-commerce,” said Hamid Mohammadi, CEO of Digikala. “Although the industry has proliferated in the past two years, it is still at the desired level of e-commerce in the country.” “We are a backward country, and we need to take bigger steps to develop e-commerce.”

Mohammadi added: “A large part of the country’s population lives in small towns and villages, and in these areas, the potential for attracting e-commerce capacity is greater. “In this cooperation, we have tried to take bigger steps in the development of e-commerce and digital economy by using the capacities of Iran Postbank with a physical presence in low-income and deprived areas.”

“With these services, we can empower customers in small towns and rural areas to use e-commerce capabilities,” said Digikala, CEO, emphasizing Post Bank’s financial and banking assistance to provide credit services to customers, suppliers and sellers on the Digital Commodity Market platform. “And it provided more opportunities for suppliers and retailers in these areas to take advantage of the capacity of Digikala Police Market to introduce its product to millions of users.”

Hooman Amini, CEO of Digipay, said that Fintech has been looking to help finance learning alongside the e-commerce industry for the past few years: “Our effort at Digipi is to provide tools and services in the digital field economy, especially e-commerce. “Introduce people who have not previously been able to use financial services in their daily lives to access these services easily.”

Amini described being with Post Bank as an opportunity to expand these services, adding: “This agreement provides an opportunity and a tool to achieve our mission of achieving financial inclusion.”

According to this report, the Post Bank of Iran will allocate at least 20,000 billion rials in credit to its customers and users introduced by DJP to provide microcredit by this memorandum. This credit is granted to customers in facilities with interest rates approved by the Central Bank.